GM Rewards Card ? - GMC Terrain Forum
View Poll Results: Did you use your GM Credit Card's Rewards $ when purchasing your Nox/Terrain ?
Yes 15 71.43%
No 4 19.05%
Yes, but would have bought it without the card's money 2 9.52%
Voters: 21. You may not vote on this poll

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post #1 of 20 (permalink) Old 07-05-2014, 09:27 PM Thread Starter
Theta GOD!
Join Date: Jan 2010
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GM Rewards Card ?

Just curious how influential the Rewards Money was in moving you to this purchase.

2018 Equinox LT1 1.5 L 4 cyl, AWD, S/R Cajun Red Tintcoat/Black

2010 Equinox LTZ 2.4 L 4 cyl, FWD, S/R Cardinal Red/Black
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post #2 of 20 (permalink) Old 07-06-2014, 12:18 AM
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Re: GM Rewards Card ?

Very influential, I have received over 12 thousand dollars since I have had my card. I have the original card and it lets you use more than the newer card on some purchases. I have been trading every two years with around 12 thousand miles with a close relative that has several dealerships and the rewards card makes a difference.
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post #3 of 20 (permalink) Old 07-06-2014, 12:27 AM
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Re: GM Rewards Card ?

When I bought my new 14 back in Jan. The dealership gave me $1k than my GM card allowed! Totaling $3k GM card cash!

2014 Equinox 2LT 4 cyl.
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post #4 of 20 (permalink) Old 07-06-2014, 07:02 AM
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Re: GM Rewards Card ?

I have redeemed over $10,000.00 in the last 20 years on my GM Card. I also have the original card. Usually in the spring and fall they will ''top off'' your card to the next thousand dollar increment. I have gotten the 3 grand a couple of times, gave my son 2200. on his car. It's a great deal if you DO NOT carry a balance month to month....

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post #5 of 20 (permalink) Old 07-06-2014, 09:17 AM
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Got $4,000 off my SRX.

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2012 SRX Performance fwd 3.6<br />2013 Lincoln MKT Ecoboost - SOLD - BIGGEST POS EVER!<br />2005 Dodge Dakota<br />1999 Grand Prix
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post #6 of 20 (permalink) Old 07-07-2014, 10:45 AM
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Re: GM Rewards Card ?

For my wife's car we occasionally use the card Subaru offers with Chase. This card is significantly more flexible, offering $100 coupons also good for parts and maintenance, but only at 3%.

I don't have or intend to get a GM card. I wouldn't want to be locked into a particular brand for a purchase, sometimes, years ahead, and something that is only good for the purchase of a new car at a GM dealer. Just too many restrictions on how those rewards can be used, but I see the advantages (5%) for someone that is a GM diehard.

2012 Equinox 2.4L 1LT AWD, black, 80,000 miles
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post #7 of 20 (permalink) Old 07-07-2014, 02:51 PM
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Re: GM Rewards Card ?

Yup, $4k toward my new Equinox....
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post #8 of 20 (permalink) Old 07-07-2014, 03:50 PM
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Re: GM Rewards Card ?

I would have bought GM no matter what. But the card is a no brainer as it is free money.

Charge on it pay the balance at the end of the month and collect the money. I have saved much on our last 6 cars.

I just wish it was unlimited like the first time where you could use all your money.
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post #9 of 20 (permalink) Old 07-07-2014, 11:39 PM
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Re: GM Rewards Card ?

I used $1000 on the 2014 Terrain I just bought. I also used the GM Card money on a 2003 S10 ZR2 4x4 years ago. I was offered a topoff of $3k last year...and attempted to but a 2013 Impala LTZ, but couldn't reach a deal. The next time I receive a topoff, I'll probably trade again. Like others have stated this is free money, just don't carry a balance on the card.
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post #10 of 20 (permalink) Old 07-08-2014, 03:17 PM
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Re: GM Rewards Card ?

I've got the original card and it was $4500 I would've left on the table, so I was pretty much locked into buying a GM product (2011 Equinox).

Also previously used $5500 on my '02 Impala, which is scheduled to go over 200,000 miles next year.

But my next purchase may not be GM - mostly because I don't think you can get the same kind of deals anymore. The power of the GM Card dollars has been compromised by lower manufacturer rebates and higher invoice pricing. I think if your timing is right, you can purchase a competitor's product (ie: Japanese) at nearly the same value.

GM really ought to boost the GM Card in some way. All they've ever done is downgrade it. From $1000/year to $500/year, to "We'll tell you how much you can use for this model and that model", to .... what next?? .... taxes, of course: "$4000 in GM Card points, Mr. Smith, but Uncle Sam gets $1120, so that's $2880 to put toward your new vehicle purchase today !!!"

2011 Equinox 1LT (new Jan 2011): Summit White / 3.0 L V6 / FWD / Pioneer Stereo / 18" Wheels / 138.2k miles [05-NOV-2019]

2002 Impala 1LT (new Jun 2002): Summit White / 3.4 L V6 / FWD / Cassette-CD Combo /225.5k miles [05-NOV-2019]
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