When we bought the wife's 2018 Encore, we got the extended warranty from the Buick dealer thru Allstate.
They had six different policies, each one you could pick a different amount of time in months, mileage, and deductible.
This is what determined your price.

The six different plans went from base to premium.
This is what determines what is covered.

The first price the dealer offered to us was $1,700 for the GM Xtnd Warranty and $2,200 for some aftermarket plan. We declined both. He then asked if there was anything that would help us to decide to get one or the other.

We said a lower price and that we would only consider the GM Xtnd Warranty. That was when he offered it for $1,400.


I've read of so many who have radio issues, A/C or other climate control issues, and other "tech" problems on these newer cars. Just a radio related issues can cost $$$ to $$$$.

How much did they let you put on your GM Card? Every time I’ve asked to do this they’ve capped it at $500, so I’ve never bothered.

We were offered just one plan, at one price. Seemed high to me so I declined and that was the end of the conversation. Surprising since we went for the denali and all available options, they could have talked me into an extended warranty for a lower price

Did a little research online and through a Silverado and Corvette forum found a guy named Dennis Fichtner, who works at Denny Menholt Chevrolet in Montana. Sells genuine GM extended warranties (which I was told by my dealer doesn't exist). He said the pricing is tiered so I have until 19,999 miles to buy the warranty at the price that I was quoted (Currently have 15k). If I wait until 20-30k, I will pay a few hundred more. The 4 year, 75,000 mile warranty will bring me out to 94,999 miles. With a $100 deductible, $1417. With a $0 deductible, $1617. With the deductible, you only pay it once per part regardless of how many times that part needs to be warrantied. Prices are out the door (no sales tax or fees). Does not cover battery, tires, brake pads, brake rotors, windshield wiper blades, light bulbs and lenses, interior upholstery, speakers, key fob, weatherstripping, exhaust/ emissions components or paint (which are both covered under standard 8 year, 80,000 mile warranty). Can be used at any dealership nationwide. Includes roadside assistance to nearest dealer, rental car reimbursement, and trip interruption coverage (lodging and food if more than 100 miles from home for up to 4 days). Warranty can be transferred to new owner of vehicle for a $75 fee. Cancel at any time. (Full refund within 60 days and no claims, prorated refund thereafter).

That being said, I think it is worth it for the peace of mind. I've never owned a car that didn't need repairs between 36k and 100k miles. I will probably go with the $0 deductible for $200 more.
Hopefully this information is useful to anyone else considering a warranty for their GM vehicle.

I purchased its predecessor (GMPP) for the Acadia when it was at about 11,000 miles. Got it over the phone from an AZ dealer for a deeply discounted price with zero deductible. It more than paid for itself.

Tom

Our 2017 Terrain ( Ontario Canada ) was quoted at $2000 but, negotiated it to $1700 with zero deductible.

I'm not sure this is worth $0.02, but here goes. I figure not buying extending warranties on just my last three vehicles (2005 Chevrolet 2500HD/8.1L/Allison/13 yrs/67,000 miles towing 14,000lb fifth wheel, 2007 Pontiac Vibe/1.8L/5 vrs/ 27,000 miles, 2012 Chevrolet Malibu/2.4L/7 yrs/56,000 miles) with a total of less than $800 in out of warranty repairs (all on the truck) allows me at least $9 to $10K or more (assuming the warranties were extended) in repairs on the new Equinox, something I doubt will happen.Another note, I haven't owned the thing two months yet and I am getting robo-called to death about the "emergency" situation I am in regarding my vehicle's warranty.

You are not alone regarding the robocalls, but it isn't linked to not purchasing extended warranty. I elected to purchase the extended warranty, and I too am hounded with robocalls to purchase extended warranties. Additionally, I continue to get robocalls regarding the vehicle that was traded in on the 'Nox. My theory, the state department of motor vehicles sells lists of new purchased new vehicle (or they are made public thru other means) and the warranty companies use blanket calling processes.

People want to storm area 51.. I say the heck with that, let's find out where that extended warranty call center is located and storm THAT place