Re: Good credit to get 0% APR for 36 months + $1500 cash + 120 day deferral?
It's actually in the finance manager's interest to NOT have you be approved for this offer, so he can sell you a loan from a bank where he earns commission and cost you a higher interest rate.
I would ask for them to give you approval for this loan/offer in writing, as a common trick is to tell you that you are approved and then come back a few days later and have a loan that is a higher interest rate.
My dealer used Experian, and at 680 you are a little low to qualify for programs that require a tier one credit score. The only way to find out for sure is fill out a credit app at the dealer, and get approval IN WRITING!
2011 GMC Terrain SLE-2 V6 18" Wheels Olympic White w/Jet Black Interior